Credit / Marketing Officer at Operation Smile Foundation

Operation smile foundation founded in the year 2020, is a developmental organization working towards alleviating poverty and putting smiles on the faces of individuals, especially women and youths by strengthening their capacity to achieve their basic needs using resources within their communities. OSF mission is to reduce poverty through the implementation of innovative financial and non-financial programmes targeting disadvantaged groups.

Job Type: Full Time
Qualification: BA/BSc/HND
Location: Imo
City: Owerri
Job Field: NGO/Non-Profit , Sales / Marketing / Retail / Business Development

Job description

Creating marketing campaigns and working closely with organization’s branch manager
Creating and developing new innovative ways to communicate the company message to their existing customers.
Contributing to the Branch target marketing plan.
Meeting targets and writing reports on performance
Evaluating the effectiveness of all marketing activity.
Developing and implementing an internal marketing program.
Supporting the marketing manager in day to day marketing activities.
Grow the organization’s client base
Recovery of all loans granted upon your recommendation to customers under your portfolio
Ensure that all loans under your watch remains performing.
Receive loan applications.
Conduct customer’s creditworthiness assessment through careful inspection of the viability of his products, services, sales, purchases, and cash flow.
Facilitate individual and group loans.
Test the cohesiveness of group loan applicants.
Collect cash for loan repayment and remit to the cash office/bank account.
Monitor compliance with loan repayment terms.
Deliver loan targets and prevent delinquent loans.
Evaluate loan applications and conduct thorough credit analysis to determine borrowers’ eligibility and creditworthiness.
Assess financial documents, credit reports, and collateral valuations to make informed lending decisions.
Structure loan products and terms based on clients’ needs, risk assessment, and internal policies.